Financial & Insurance

Rapid Mobile MVP & Legacy System Modernization

Our Client’s Backstory

Our client is a global leader in digital disbursements, providing real-time virtual and physical payment solutions for corporate incentive and reward programs across 160 countries. With over 20 years of experience, the company manages global payment flows in 17 languages for high-impact brands. To maintain their competitive edge, they sought to expand into the mobile payments space, including In-App Provisioning, but lacked the internal mobile engineering capacity to execute a rapid market entry.

The Challenges

The project was conceived as an experimental initiative with an aggressive timeline and technical constraints. Key challenges included:

Legacy System Incompatibility: Architecting a modern mobile experience on top of a 20-year-old backend infrastructure not originally designed for API-driven mobile interactions.
Resource Bottlenecks: Avoiding the long lead times and high costs associated with hiring and onboarding an in-house mobile engineering team.
High-Velocity Delivery: Fulfilling a 90-day window to deliver a production-ready Minimum Viable Product (MVP).
Process Isolation: Operating as an autonomous, self-organized squad to bypass internal corporate bureaucracy and maintain delivery speed.

Solutions

Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:

90-Day MVP Delivery Framework: Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation: Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model: Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline: Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation: Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy: Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.

The Results

The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.

100% On-Time MVP Launch: Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring: The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption: The Klika squad’s efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding: Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards: The new mobile UI/UX served as the visual benchmark for upgrading the client’s existing web properties.