Financial & Insurance
Rapid Mobile MVP & Legacy System Modernization
Our Client’s Backstory
Our client is a global leader in digital disbursements, providing real-time virtual and physical payment solutions for corporate incentive and reward programs across 160 countries. With over 20 years of experience, the company manages global payment flows in 17 languages for high-impact brands. To maintain their competitive edge, they sought to expand into the mobile payments space, including In-App Provisioning, but lacked the internal mobile engineering capacity to execute a rapid market entry.
The Challenge
The project was conceived as an experimental initiative with an aggressive timeline and technical constraints. Key challenges included:
Legacy System Incompatibility: Architecting a modern mobile experience on top of a 20-year-old backend infrastructure not originally designed for API-driven mobile interactions.
Resource Bottlenecks: Avoiding the long lead times and high costs associated with hiring and onboarding an in-house mobile engineering team.
High-Velocity Delivery: Fulfilling a 90-day window to deliver a production-ready Minimum Viable Product (MVP).
Process Isolation: Operating as an autonomous, self-organized squad to bypass internal corporate bureaucracy and maintain delivery speed.
The Solution
Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:
90-Day MVP Delivery Framework
Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation
Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model
Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline
Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation
Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy
Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.
The Solution
Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:
90-Day MVP Delivery Framework
Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation
Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model
Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline
Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation
Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy
Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.
The Solution
Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:
90-Day MVP Delivery Framework
Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation
Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model
Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline
Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation
Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy
Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.
The Solution
Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:
90-Day MVP Delivery Framework
Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation
Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model
Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline
Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation
Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy
Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.
The Solution
Klika orchestrated a high-velocity "Lean Startup" squad to engineer the mobile MVP from the ground up while providing a blueprint for backend modernization. Our solution included:
90-Day MVP Delivery Framework
Leveraged one-week Scrum sprints to maintain a short feedback loop and ensure 100% feature alignment within the three-month deadline.
Strategic Mock API Implementation
Developed a mock API based on Swagger/OpenAPI specifications, allowing mobile development to proceed in parallel with legacy system refactoring.
Three-Thread Execution Model
Synchronized UI/UX design, API specification, and native development (Swift/Kotlin) to manage complex interdependencies without downtime.
Automated CI/CD Pipeline
Integrated Microsoft App Center and Azure to automate builds, testing, and delivery, ensuring transparent progress tracking for the client.
Native Payments Innovation
Engineered the foundational logic for In-App Provisioning and secure mobile payments, setting the stage for future service expansion.
Strategic Consultancy
Provided the client with a comprehensive Project Charter and a development environment, serving as a model for internal agile transformation.
The Result
The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.
100% On-Time MVP Launch
Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring
The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption
The Klika squad's efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding
Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards
The new mobile UI/UX served as the visual benchmark for upgrading the client's existing web properties.
The Result
The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.
100% On-Time MVP Launch
Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring
The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption
The Klika squad's efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding
Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards
The new mobile UI/UX served as the visual benchmark for upgrading the client's existing web properties.
The Result
The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.
100% On-Time MVP Launch
Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring
The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption
The Klika squad's efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding
Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards
The new mobile UI/UX served as the visual benchmark for upgrading the client's existing web properties.
The Result
The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.
100% On-Time MVP Launch
Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring
The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption
The Klika squad's efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding
Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards
The new mobile UI/UX served as the visual benchmark for upgrading the client's existing web properties.
The Result
The 90-day experiment was successful, triggering a technological and cultural shift within the client's global organization.
100% On-Time MVP Launch
Delivered a production-ready mobile application for both iOS and Android within the mission-critical three-month window.
Blueprint for Legacy Refactoring
The well-designed API specification served as the primary architectural guide for the subsequent modernization of the client's core systems.
Institutional Agile Adoption
The Klika squad's efficiency inspired the client to simplify their global processes and adopt more agile methodologies across their internal teams.
Zero-Risk Team Onboarding
Provided the client with an immediate, fully functional team of experts without the overhead and risk of internal hiring.
Modernized CX Standards
The new mobile UI/UX served as the visual benchmark for upgrading the client's existing web properties.
Technology Stack
Android (Kotlin)
iOS (Swift)
MS App Center
Azure
Swagger
OpenAPI
Technology Stack
Android (Kotlin)
iOS (Swift)
MS App Center
Azure
Swagger
OpenAPI
Technology Stack
Android (Kotlin)
iOS (Swift)
MS App Center
Azure
Swagger
OpenAPI
More Insights
Retail
Multi-Modal ERP for Food Industry Ecosystems
Klika engineered a comprehensive ERP ecosystem and a high-engagement mobile platform to centralize the client's global operations.
Retail
Real-Time KPI Dashboards for ROI Monitoring
The team was engaged to modernize the client's investment tracking by building a suite of custom, web-based KPI dashboards.
Financial & Insurance
Pioneer Mobile Banking for Emerging Markets
Klika was selected as the exclusive technical partner to design and engineer a full-stack mobile banking solution.
Retail
Multi-Modal ERP for Food Industry Ecosystems
Klika engineered a comprehensive ERP ecosystem and a high-engagement mobile platform to centralize the client's global operations.
Retail
Real-Time KPI Dashboards for ROI Monitoring
The team was engaged to modernize the client's investment tracking by building a suite of custom, web-based KPI dashboards.
Techtonic Newsletter
Subscribe to our newsletter to keep up with the latest news from the world of technology and AI.
Certifications & Awards
27001
© 2026 Klika LLC
Techtonic Newsletter
Subscribe to our newsletter to keep up with the latest news from the world of technology and AI.
Certifications & Awards
27001
© 2026 Klika LLC
Techtonic Newsletter
Subscribe to our newsletter to keep up with the latest news from the world of technology and AI.
Certifications & Awards
27001
© 2026 Klika LLC
Techtonic Newsletter
Subscribe to our newsletter to keep up with the latest news from the world of technology and AI.
Certifications & Awards
27001
© 2026 Klika LLC